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Inflation calculator

Inflation-adjusted income goal calculator

Enter an income target, an inflation rate, and how many years out to see the goal needed to keep the same buying power.

Example
At 3.4% inflation, a $100,000 goal set today needs about $103,400 in a year to buy the same.

All fields are required unless marked optional.

Inflation-adjusted goal

What this means

Use this as the target you track through the year in Goal Cue.

Track in Goal Cue

Use the result

From answer to action.

Set this as your Goal Cue target and the app will keep showing where your earnings should be by now.

Track this in Goal Cue
01

When this is useful

Use this when last year's target no longer covers the same lifestyle, sales goal, or personal income floor. A goal fixed in nominal terms can look unchanged while what it actually buys falls.

02

How the math works

The calculator compounds the starting goal by the inflation rate for the selected number of years. Goal Cue uses the same core idea in the app: an annual income goal should rise when prices rise.

03

Why Goal Cue is the follow-through

A one-time calculator gives the target. Goal Cue turns that target into a running pace: expected by now, earned so far, and what to earn next.

Method and source

BLS CPI-U (CUUR0000SA0) for July 2026: 3.4% year over year. Snapshot refreshed August 19, 2026. Use this as a starting assumption for U.S. purchasing-power planning, then adjust it for your own decision.

BLS CPI-U (CUUR0000SA0)

Common questions

Is this the same as a CPI inflation calculator?

It uses the same purchasing-power idea, but it is framed around an income target. For official historical CPI values, use the statistical source for your country or region.

Should I use forecast inflation or last year's inflation?

Use the rate that matches the decision. For a forward-looking income goal, a forecast or planning assumption is useful. For historical buying power, use official historical CPI data.