Official measure
India's Ministry of Statistics and Programme Implementation compiles CPI Combined from rural and urban price indices. The national series is a 2012=100 Laspeyres index covering the country.
Read the official methodologyInflation by region
India inflation in July 2026: prices up 4.5% year over year
Use the latest official India reading to test what an income goal needs in INR to preserve buying power.
MoSPI Consumer Price Index for July 2026: 4.5% year over year. Published August 12, 2026. Use this as a starting assumption for purchasing-power planning, then adjust it for your own decision.
July 2026 CPI combined, all-items
4.5%
year over year
- Region
- India
- Currency
- INR
Read the number correctly
What this regional reading covers.
Release rhythm
MoSPI normally releases provisional monthly CPI Rural, Urban, and Combined figures on the 12th day of the following month, or the next working day after a holiday.
Planning context
CPI Combined is the broad national benchmark used here for rupee-denominated planning. Inflation can still vary materially between rural and urban areas and among states.
Buying power
What the same goal needs today.
At a constant 4.5% annual rate, these are equivalent INR income goals after 1, 3, and 5 years.
Swipe or scroll horizontally to compare every year.
| Goal set … | 1 year ago | 3 years ago | 5 years ago |
|---|---|---|---|
| ₹75,000 | ₹78,375 | ₹85,587 | ₹93,464 |
| ₹1,00,000 | ₹1,04,500 | ₹1,14,117 | ₹1,24,618 |
| ₹1,50,000 | ₹1,56,750 | ₹1,71,175 | ₹1,86,927 |
Compounding uses the latest year-over-year rate as a constant assumption. Actual inflation changes over time, so these are planning estimates, not predictions.
Next step
Use the rate.
Inflation calculator
Inflation-adjusted income goal calculator
Calculate how much your income goal needs to rise to keep the same buying power after inflation, then track the goal in Goal Cue.
Open at 4.5% inflation
Raise calculator
Salary inflation calculator
Check whether a raise beats inflation, how much salary is needed to keep buying power, and what that means for your yearly income goal.
Open at 4.5% inflation
Freelance pace
Freelance income goal calculator
Calculate where freelance, creator, contractor, or 1099 income should be by now and what weekly pace is needed to hit the annual goal.
Open calculator
Cost of living
Cost of living income calculator
See the income you'd need in a more or less expensive place to keep your current lifestyle — and whether a job offer there measures up.
Open calculator
Need context? Read inflation-adjusted income goals or raise vs inflation.
What is the latest India inflation rate?
MoSPI Consumer Price Index reported 4.5% year-over-year inflation for July 2026. The official release was published on August 12, 2026.
Which inflation measure does this India page use?
India's Ministry of Statistics and Programme Implementation compiles CPI Combined from rural and urban price indices. The national series is a 2012=100 Laspeyres index covering the country.
Is this inflation rate a forecast?
No. It is the latest published official CPI combined, all-items reading. The worked examples hold 4.5% constant to illustrate purchasing power; they are planning estimates, not a prediction of future inflation.
Keep the adjusted goal on pace.
Goal Cue turns the target into expected progress, actual earnings, and what to earn next.
Download Goal Cue